Lease4Less Complaints Handling Procedure
Complaints Handling ProcedureIt is the aim of Lease4Less to provide a very high standard of service to every client. It is important to us that all complaints are resolved as quickly as possible and to the complete satisfaction of our clients. This procedure explains how we will deal with any complaints. It also tells you what you can do if you think your complaint has not been resolved to your satisfaction.
Complaints Manager Contact DetailsName: Paul S Fitton
Telephone: 0161 507 8101
Address: Lease4Less, Repeat House, Bright Road, Eccles, Manchester. M30 0WG
Our Procedure if you have a complaintAny complaint verbal or written will be referred to our complaints manager at the earliest opportunity or to a member of the senior management if the complaints manager is unavailable. We will also:
acknowledge the complaint in writing within 5 working days
give details in our acknowledgement letter of the Financial Ombudsman Service
make contact to seek clarification on any points where necessary
fully investigate the complaint
keep you informed of our progress discuss with you our findings and proposed respons You will receive contact from us advising on progress if we cannot respond immediately. We will let you have our final response as soon as possible and not later than eight weeks. Email: email@example.com Telephone: 0161 507 8100
Or write to us at: Repeat House, Bright Road, Eccles, Manchester, Lancashire, M30 0WG We will be the first contact if you have any complaints. However, you can also refer your complaints to the Financial Ombudsman Service if: You have already received our final response. The complaint must be referred to the FinancialOmbudsman Service no later than 6 months after the date on which we sent you the final response; or Eight weeks have lapsed since we received your complaint. However, the complaint will not beconsidered by the Financial Ombudsman Service if it is referred more than 6 years after the event complained of or more than 3 years from the date on which you should have reasonably become aware that you had cause for complaint.
Adviser or ProviderClients often express dissatisfaction to their adviser about the product provider. We will need to establish whether or not your complaint relates to the advice given, the adviser service or the service or performance of the product provider. If unclear, this must not delay investigation and we will proceed withour own investigation. The complaints manager will review this matter and take the complaint to the provider if appropriate in consultation with you. If you are not satisfied with our resolution of your complaint:
InvestigationThe complaints manager will establish the nature and scope of your complaint having due regards to the Financial Conduct Authority’s direction: Deal with complaints promptly and fairly Give complainants clear replies and, where appropriate, fair redress
Eligible ComplainantsIt is the firm’s policy to treat all complainants the same, however, eligible complainants are legally definedand have additional rights in law that we must acknowledge and adhere to.
Eligible complainants are those who have a potential claim against a firm based whereby it believeshe/she has suffered a financial loss due to poor advice or service that are: Private Individuals, Companies within the EU definition of a microenterprise, Charities with an income of under £1,000,000, Trustees of a trust with assets of under £1,000,000, Professional clients and eligible counterparties where the person is an individual acting forpurposes outside his trade, business, craft or profession.
The Financial Conduct Authority complaints rules apply to complaints: made by, or on behalf of an eligible complainant; relating to regulated activity; involving an allegation that the complainant has suffered, or may suffer, financial loss, materialdistress or material inconvenience; not resolved by close of business on the day following receipt; Referred directly to the Ombudsman Service which the complainant and the firm have both consented to the FOS investigating
Final responseThis will set out clearly the firm’s decision and the reasons for it. If any compensation is offered a clearmethod of calculation will be shown.We must include details of the Financial Ombudsman Service in the final response if dealing with an eligiblecomplainant and a regulated activity, we will: explain that the complainant must refer the matter to the ombudsman within six months of thedate of this letter or the right to use this service is lost
AnalysisA root cause analysis will be undertaken by the firm in the case of any complaint and this will be recordedwith the appropriate action having been taken.
Closing a complaintWhere the firm has sent a final response; or where you have indicated in writing acceptance of the firm’searlier response to confirm that you are satisfied with the findings of the investigations and any resolution. We will consider the complaint closed once we have issued to you our final response letter.
BVRLA Conciliation ServiceThe BVRLA (British Vehicle Rental and Leasing Association) will aim to resolve the matter using the information presented by both parties to the dispute. Customers should send any evidence they wish to be considered with their complaint form, as the Conciliation Serviced is an evidence based service. Any information requested from the member should be sent to the BVRLA within five working days. Based on the information available, the BVRLA will provide both parties with its findings and recommendations. The BVRLA aims to resolve complaints through the Conciliation Service within 30 days Contact:
Telephone 01494 434 747 Email firstname.lastname@example.org